BENEFIT OPTIONS
DISABILITY INSURANCE
Employees who can’t work because they’re sick or hurt may have a tough time paying for everyday living expenses. With disability insurance, you can offer financial protection tailored to meet each of your employee’s unique needs.
ACCIDENT/INJURY
INSURANCE
With health care costs rising, it’s important to do everything you can to help your employees prepare for life’s sudden turns. Accident insurance can help offset the unexpected medical expenses that can result from a fracture, dislocation or other covered accidental injury.
CRITICAL ILLNESS/CANCER INSURANCE
Critical illness and Cancer insurance complements major medical coverage by providing a lump-sum benefit that can be used to pay for the direct and indirect costs related to a covered critical illness such as a heart attack, stroke, cancer, and more.
HOSPITAL CONFINEMENT INSURANCE
Hospital confinement indemnity insurance provides a lump-sum benefit for a covered hospital confinement or outpatient surgery to help offset the gaps that aren’t covered by most major medical plans. This type of coverage can provide employees with a soft landing if you need to move to a major medical plan that has higher out-of-pocket costs.
LIFE and LONG-TERM CARE INSURANCE
Life insurance products enable your employees to tailor coverage for their individual needs. As your employees’ needs change over time, they can update their coverage for each stage of life – whether they’re getting married, having children or getting ready for retirement.
DENTAL / VISION INSURANCE
Regular dental and vision care is an important part of maintaining overall health. However, dental cleanings and procedures aren’t usually covered by health insurance, potentially leaving your employees with bills to pay. Offering dental and vision insurance encourages better dental and vision care, creates a more competitive benefits package and helps reduce out-of-pocket expenses for an array of procedures.
VIRTUAL HEALTH CARE
Our virtural health and virtual behavioral health plans offer a convenient way to access services using WellVia This is an innovative and efficient way to attend appointments with one of our medical providers from the comfort of your home, office, or any other private location. Unlimited visits,
$0 consult fees or copays!
MINOR MEDICAL INSURANCE
We are dedicated to helping businesses ensure compliance with the Affordable Care Act. Employers, Get coverage for your employees & stay in compliance with the ACA.
WHO WE HELP
WHO
WE ARE
With decades of experience, VIP specializes in beginning-to-end voluntary strategy, implementation and service of group voluntary benefit offerings and services.
Our mission is to deliver the voluntary benefits solutions that best serve our clients’ needs and goals. We actively collaborate with our broker partners, employer clients, employee clients and professionals to create the BEST possible customer experience. We strive to innovate and use new technologies while maintaining the highest level of service, always keeping in mind that everything we do is about taking care of people.